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Smart Loan Calculator

Calculate your monthly payment and total cost accurately

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Privacy Policy

Privacy Policy

Effective Date: [ June 5, 2025 ] Last Updated: [ August 5, 2025 ] 1. Introduction Welcome to Clavistuta. Your privacy is our highest priority. This Privacy Policy explains how we handle and more importantly, don’t handle your data when you use our browser-based utilities. 2. Information We Do Not Collect Clavistuta operates with a strict “data zero” philosophy. We never collect, store, or transmit any of the following: - Personal identifiers (name, email, IP address, location) - Inputs you provide to any tool (passwords, text, keys) - Output generated in the browser Because nothing is sent to our servers, there is no personal or session data to track. 3. Local Processing & Ephemeral Data Every feature of Clavistuta runs entirely inside your web browser: - All computations (password generation, word counting, QR code creation, AES encryption/decryption) execute on your device. - Temporary data resides only in memory; refreshing or closing the tab clears all inputs and outputs. - We do not cache or store any session data ever. 4. Cookies and Tracking Technologies We do not employ: - Cookies - Web beacons - Pixel trackers - Fingerprinting scripts Our pages load lightweight JavaScript without any third-party trackers or advertising networks. 5. Third-Party Services Clavistuta is self-contained. We do not integrate with external analytics, ad platforms, or SDKs. Any libraries we use for core functionality (e.g., QRCode.js, Web Crypto API) run locally and never phone home. 6. Donation Anonymity Supporting the project via BTC, ETH, BNB, or LTC is completely private: - You choose when and whether to view wallet addresses. - We display QR codes and addresses client-side; no logs are created. - Blockchain networks may show your public address interactions, but Clavistuta never links them to you personally. 7. Data Security While we don’t store data, we prioritize secure code: - We use the Web Crypto API (AES-GCM) for encryption, ensuring robust safeguards. - Passwords leverage `crypto.getRandomValues` for true randomness. - Our site is served over HTTPS to protect code integrity and prevent tampering. 8. Children’s Privacy Clavistuta does not knowingly collect data from anyone under 13. Since we don’t gather personal information, there is no knowingly retained data on minors. 9. Policy Updates We may refine this policy as the web evolves. When changes occur, we’ll update the “Last Updated” date at the top. Continued use after an update indicates acceptance. We encourage periodic reviews to stay informed. Your trust means everything. Thank you for choosing Clavistuta where your privacy stays fully yours. By using Clavistuta, you acknowledge that you have read and understood this Privacy Policy. Your continued use of our services constitutes acceptance of these terms.*

Terms of Service

Terms Of Service

Last Updated: [ 5-August-25 ] 1. Introduction Welcome to Clavistuta. These Terms of Service (“Terms”) govern your access to and use of the utilities, features, and content offered at "Clavistuta.com". By visiting or using the Site, you agree to be bound by these Terms. If you do not accept these Terms, please discontinue use immediately. 2. Acceptance of Terms You acknowledge that: You are at least 13 years old or have obtained parental consent. You have read, understood, and agree to comply with these Terms and any policies referenced herein. Continued use of the Site constitutes ongoing acceptance of any updates or modifications to these Terms. 3. Changes to Terms We reserve the right to modify these Terms at any time. When changes occur, we will post the updated Terms on this page with a revised “Last Updated” date. It is your responsibility to review this page periodically. Continued use after changes indicates acceptance of the new Terms. 4. Services Overview Clavistuta delivers a suite of client-side utilities that run entirely in your browser: Password Generator for creating strong, customizable credentials. Word Counter that accurately tallies textual content. QR Code Generator for instant code creation and download. AES Encrypt/Decrypt tool to secure messages with a secret key. Each feature operates without server-side processing, ensuring that all inputs and outputs remain on your device. 5. User Responsibilities When using the Site, you agree that you will not: Reverse-engineer or tamper with the Site’s code or client-side logic. Use the Site to generate or transmit unlawful, harmful, or abusive content. Circumvent any security mechanisms or attempt to gain unauthorized access. Violate any applicable local, national, or international laws in connection with your use. You are solely responsible for safeguarding any passwords, keys, or data you generate and for complying with privacy regulations relevant to your jurisdiction. 6. Privacy and Data Handling Clavistuta’s commitment to privacy means: No personal data collection ever. Zero server-side logs or analytics tracking. All processing happens locally in your browser. Please review our Privacy Policy for additional details on how we preserve your anonymity and data security. 7. Intellectual Property Rights All code, design elements, trademarks, and content on the Site are owned by or licensed to Clavistuta. You are granted a limited, non-exclusive, royalty-free license to use the Site for personal or internal business purposes. You may not: Reproduce, distribute, or create derivative works without written consent. Remove or alter any proprietary notices contained on the Site. 8. Disclaimers and Warranties The Site and all related services are provided “as is” and “as available” without warranties of any kind, express or implied. Clavistuta disclaims all warranties, including but not limited to: Merchantability, fitness for a particular purpose, or non-infringement. Accuracy, reliability, or availability of the Site or its outputs. Uninterrupted access or immunity from technical errors or browser incompatibilities. 9. Limitation of Liability To the fullest extent permitted by law, Clavistuta and its affiliates, officers, and contributors will not be liable for any: Direct, indirect, incidental, special, or consequential damages. Loss of profits, data, or use arising out of or in connection with the Site. Claims by third parties related to your use of the Site. Your sole remedy for dissatisfaction with the Site is to cease using it. 10. Indemnification You agree to indemnify, defend, and hold harmless Clavistuta, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including reasonable legal fees) arising from: Your violation of these Terms. Your misuse of the Site or any services provided. Any allegation that your actions caused harm to a third party. 11. Third-Party Links and Content Clavistuta may contain links to third-party websites or resources. These links are provided for convenience only and do not imply endorsement. You acknowledge that Clavistuta is not responsible for the availability, accuracy, or content of such third-party sites. 12. Termination We may suspend or terminate your access to the Site at any time, without notice, for conduct we deem in violation of these Terms or harmful to other users. Sections regarding Intellectual Property, Disclaimers, Limitation of Liability, Indemnification, and Governing Law will survive any termination. 13. Governing Law Clavistuta is an independent, privately operated service and does not hold any special license, government agreement, or formal court authorization to function. We are not affiliated with or sponsored by any governmental body or regulatory agency. Applicable Law These Terms are governed by the laws of the Kingdom of Morocco, without regard to its conflict-of-law principles. No Government Partnership Clavistuta operates under standard commercial and civil statutes. No statute or regulation requires us to obtain a specific governmental license to offer our browser-based utilities. Court Orders and Legal Requests If we receive a valid, legally binding court order, subpoena, or government request for information, we will: Require that the request be served through proper legal channels; Review it for legal sufficiency; Comply only to the extent compelled by law. Because we do not collect or store any personal data or usage logs, such requests will generally be inapplicable to our service. Dispute Resolution Any dispute arising from these Terms or your use of the Site will be submitted exclusively to the courts of Fez, Morocco. You waive any objection to venue or jurisdiction in those courts. Thank you for trusting Clavistuta. Your privacy and security remain our top priorities. By using Clavistuta, you acknowledge that you have read and understood these Terms of Service and agree to be bound by them.

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